CreditScoreQuick.com Partners with SmartCredit.com to Offer Dynamic, Free Credit Report

Dallas, TX (PRWEB) September 28, 2009 -- During these tough economic times, a person's credit score (http://www.creditscorequick.com/) is one of their most valuable assets -- and that asset is being attacked with a double-edged sword, says Mike Clover, owner of CreditScoreQuick.com (http://www.creditscorequick.com/).

To help make it easier for consumers to protect their credit scores, CreditScoreQuick.com recently partnered with SmartCredit.com to offer a one-of-a-kind solution.

"First, experts tell us that as many as 70 percent of all credit reports (http://www.creditscorequick.com/) contain errors that can lower credit scores," he said. "Then identity theft takes another toll. More than 10 million American consumers were victims in 2008, and since identity theft is the fastest-growing 'business' in America, the number will probably be even higher this year."

Unless consumers stay on top of their credit reports with both prevention and correction measures, they'll pay more interest on everything from credit cards to cars and houses, and could even be denied housing or employment due to low credit scores, said Clover.

Dozens of companies offer free access to credit reports. However, when consumers spot a problem, they do nothing to help. This new partnership is now providing a completely different service, Clover said. Along with access to credit reports, it offers:

* A revolutionary new way to view credit reports, along with all scores

* The ability to dispute inaccuracies directly with the creditors -- with just a click of a mouse

* The ability to lock and unlock credit reports to protect against ID theft

* Notifications from creditors when credit reports are updated

* Tools to predict future credit scores based on actions that may be taken

* Access to auto scores, insurance scores, and employment scores

Clover said his company is excited to bring this revolutionary new offering to the public.

"Let's assume you get one of the basic credit reports offered everywhere on the Web and you find errors," Clover said. "Most consumers have no idea what to do next. But with this new offering, all you have to do is click a button to be connected directly to the creditor and correct the error."

With the SMART actions button, consumers can fix credit report errors, request goodwill credit report corrections, settle debts, lower interest rates, and even recover or protect themselves from identity theft.

Clover continued: "I've been in the mortgage-lending business for a long time and I've never seen a tool that allows consumers see to what extent their actions can improve or harm their credit scores. It will prevent consumers from blundering in the dark, hoping they're making the right moves, and will undoubtedly lead to higher credit scores for those who use it. On top of the other features, the ability to lock and unlock your credit report at will is one that consumers should take advantage of. A locked credit report can put a stop to many forms of identity theft."

To learn more, view demos, and even take advantage of a free trial period on this groundbreaking new credit reporting offer, visit www.CreditScoreQuick.com.

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